Support Home Applying for a Loan Can I apply for a second loan? If you have already received a Upstart loan, in order to be eligible for another … How does applying for a loan affect my credit? Checking your rate on upstart.com will not affect your credit score. If you proc… When and how do I receive my loan funds? If you accept your loan before 5:00pm EST Monday-Friday, you should receive your … What is the range of interest rates offered on loans and what is the difference between APR and interest rate? First National Bank of Omaha loans offer a fixed interest rate, but individual ra… Can I change my loan application after it has been submitted? You will not be able to edit your application once it is submitted. Please be sur… What can I use the loan proceeds for? The following are some options: Pay off credit cards Consolidate Debt Pay medical… How much money can I borrow? Loan amounts range from $3,100 and $25,000. The maximum amount you are eligible f… What agreements do I have to agree to in order to receive a loan? In order to check your rate on Upstart.com you must agree to the Privacy Policy, … How is interest calculated? We calculate interest on a simple interest basis. Interest does not accrue on int… How do I apply for a loan? Please complete the brief online application that will include information about … What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can occur on your credit report:… Why do you need my social security number? We are required by federal law to collect and verify your personal information, i… Can I withdraw or delete my application? If you wish to withdraw from the application process, please email us at fnbo.sup… What fees am I charged? Fee Amount Frequency Description Late Payment Fee 5% of past due amount Per occur… Are loans through First National Bank of Omaha fixed rate or variable rate? First National Bank of Omaha loans have a fixed interest rate, which means it won… What can I expect when I apply? Applying for a loan begins with submitting a rate inquiry on Upstart.com. If you'… How to Calculate Your Self Employed Income If you’re self-employed and you’d like to use your income from this job as the in…