Support Home Borrower Eligibility Am I eligible for a loan? To qualify for a First National Bank of Omaha loan, borrowers must: 1) Be a US ci… Why was I disqualified? To find out why we were unable to offer you a loan at this time, you can log into… Can First National Bank of Omaha make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. This is a personal loan.… What are the minimum credit requirements to receive a loan? First National Bank of Omaha borrowers must have a minimum FICO or Vantage score … What is a FICO Score? A FICO (Fair Isaac Corporation) credit score is a grade used to help people make … What subsequent events may disqualify my First National Bank of Omaha loan application? Your loan application may be disqualified even after you receive an approval if c…